🎯 Learn the Value of Work & Saving
Discover how hard work, smart saving, and patience can help you reach your financial goals!
Work Ethic Challenge
Learn the value of hard work through job simulations and work choices
Saving Habits Builder
Develop smart saving strategies and understand spending vs. saving decisions
Patience Pays Off
Learn how waiting and delayed gratification leads to bigger rewards
Compound Magic
See how your money can grow over time with compound interest
💪 Work Ethic Challenge
$0
Money Earned
0
Hours Worked
⭐⭐⭐
Reputation
House Chores
$5/hour
Lemonade Stand
$8/hour
Tutoring Friends
$15/hour
Tech Help
$25/hour
💡 Work Ethic Lessons
Choose a job to start learning about work ethic and earning money!
🐷 Saving Habits Builder
$100
Money Available
$0
Money Saved
0%
Savings Rate
You just earned $100! What will you do?
💡 Saving Strategies
The "Pay Yourself First" rule suggests saving 20% of everything you earn before spending on anything else!
⏰ Patience Pays Off
$10
Current Offer
$20
Future Reward
1 week
Wait Time
Today
Wait...
Bigger Reward!
The Marshmallow Test: Digital Edition!
You can have $10 right now, OR wait 1 week and get $20. What do you choose?
💡 The Power of Patience
Studies show that people who can delay gratification tend to be more successful in life. Waiting often leads to better outcomes!
📈 Compound Magic Calculator
See How Your Money Grows!
💡 The Magic of Compound Interest
Albert Einstein called compound interest "the eighth wonder of the world." When you save money, you earn interest. Then you earn interest on your interest! The earlier you start saving, the more time your money has to grow.